Resolution of existing issues, suspicion of fraud, and related problems
Beneficiary and Surviving Spouse Services
This program addresses the particular challenges faced by individuals considering assisted living or hospice care for an elder person, as well as those faced by a caregiver or spouse when death occurs. The loss of a loved one carries with it the matter of estate settlement, a daunting task in the face of personal tragedy. Beneficiary and Surviving Spouse Services mitigate this stress, providing in these times of grief a vital component of the Personal Information Management Program.
These personal advocacy services assist the surviving spouse and/or estate executor. A report of the deceased’s credit file is reviewed in order to detect fraudulent activity and to schedule open credit accounts. Issues of fraud are resolved, including those impacting the surviving spouse. Once the credit file has been corrected, it is permanently suppressed to avoid subsequent fraud.
Fraud specialists also search for imbedded life insurance benefits, often overlooked. In addition to filing a Notification of Death with appropriate creditors, specialists may also assist with the procurement and completion of documents and forms required to settle the estate.
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The incidence level of mature Americans victimized by identity theft in 2011 is alarming. Check the findings recently reported by the Federal Trade Commission. 
